| Visa/ Mastercard Acquirer Merchant Advice Code |  | This is an acquirer mandate, below values are sent to the merchant in the response, in case the merchant decides to control them. For both Visa and Mastercard brand families, the Acquirer Merchant Advice Code is received by the merchant in field "resultDetails.MerchantAdviceCode", with below possible values:
|
Response codes
Acquirer response | PSP return code | PSP status | PSP return code description |
|---|---|---|---|
Acquirer response | PSP return code | PSP status | PSP return code description |
| 00 | 000.000.000 | Transaction succeeded | Approved or completed successfully |
| 08 | 000.000.000 | Transaction succeeded | Honor with identification |
| 10 | 000.000.000 | Transaction succeeded | Approved, partial |
| 11 | 000.000.000 | Transaction succeeded | Approved, VIP |
| 16 | 000.000.000 | Transaction succeeded | Approved, update track 3 |
| 01 | 800.100.152 | Transaction declined by the authorization system | Refer to the card issuer |
| 02 | 800.100.152 | Transaction declined by the authorization system | Refer to the card issuer, special condition |
| 03 | 800.100.190 | Transaction declined (invalid configuration data) | Invalid merchant |
| 04 | 800.100.171 | Transaction declined (pick up card) | Pick-up card |
| 05 | 800.100.152 | Transaction declined by the authorization system | Do not honor |
| 06 | 800.100.152 | Transaction declined by the authorization system | Error |
| 07 | 800.100.171 | Transaction declined (pick up card) | Pick-up card, special condition |
| 09 | 800.100.152 | Transaction declined by the authorization system | Request in progress |
| 12 | 800.100.154 | Transaction declined (transaction marked as invalid) | Invalid transaction |
| 13 | 800.100.174 | Amount invalid | Invalid amount |
| 14 | 800.100.151 | Transaction declined (invalid card) | Invalid card number |
| 15 | 800.100.152 | Transaction declined by the authorization system | No such issuer |
| 17 | 800.100.152 | Transaction declined by the authorization system | Customer cancellation |
| 18 | 800.100.152 | Transaction declined by the authorization system | Customer dispute |
| 19 | 800.100.152 | Transaction declined by the authorization system | Re-enter transaction |
| 20 | 800.100.152 | Transaction declined by the authorization system | Invalid response |
| 21 | 800.100.152 | Transaction declined by the authorization system | No action taken |
| 22 | 800.100.152 | Transaction declined by the authorization system | Suspected malfunction |
| 23 | 800.100.152 | Transaction declined by the authorization system | Unacceptable transaction fee |
| 24 | 800.100.152 | Transaction declined by the authorization system | File update not supported |
| 25 | 800.100.167 | Transaction declined (referencing transaction does not match) | Unable to locate the record |
| 26 | 800.100.152 | Transaction declined by the authorization system | Duplicate record |
| 27 | 800.100.152 | Transaction declined by the authorization system | File update field edit error |
| 28 | 800.100.152 | Transaction declined by the authorization system | File update file locked |
| 29 | 800.100.152 | Transaction declined by the authorization system | File update failed |
| 30 | 800.100.156 | Transaction declined (format error) | Format error |
| 31 | 800.100.152 | Transaction declined by the authorization system | Bank not supported |
| 32 | 800.100.152 | Transaction declined by the authorization system | Completed partially |
| 33 | 800.100.157 | Transaction declined (wrong expiry date) | Expired card, pick-up |
| 34 | 800.100.158 | Transaction declined (suspecting manipulation) | Suspected fraud, pick-up |
| 35 | 800.100.152 | Transaction declined by the authorization system | Contact acquirer, pick-up |
| 36 | 800.100.168 | Transaction declined (restricted card) | Restricted card, pick-up |
| 37 | 800.100.152 | Transaction declined by the authorization system | Call acquirer security, pick-up |
| 38 | 800.100.178 | Transaction declined (PIN entered incorrectly too often) | PIN tries exceeded, pick-up |
| 39 | 800.100.152 | Transaction declined by the authorization system | No credit account |
| 40 | 800.100.152 | Transaction declined by the authorization system | Function not supported |
| 41 | 800.100.165 | Transaction declined (card lost) | Lost card, pick-up |
| 42 | 800.100.152 | Transaction declined by the authorization system | No universal account |
| 43 | 800.100.159 | Transaction declined (stolen card) | Stolen card, pick-up |
| 44 | 800.100.152 | Transaction declined by the authorization system | No investment account |
| 45 | 800.100.152 | Transaction declined by the authorization system | Account closed |
| 46 | 800.100.152 | Transaction declined by the authorization system | Identification required |
| 47 | 800.100.152 | Transaction declined by the authorization system | Identification cross-check required |
| 51 | 800.100.155 | Transaction declined (amount exceeds credit) | No sufficient funds |
| 52 | 800.100.152 | Transaction declined by the authorization system | No checking account |
| 53 | 800.100.152 | Transaction declined by the authorization system | No savings account |
| 54 | 800.100.157 | Transaction declined (wrong expiry date) | Expired card |
| 55 | 800.100.166 | Transaction declined (incorrect personal identification number) | Incorrect PIN |
| 56 | 800.100.152 | Transaction declined by the authorization system | No card record |
| 57 | 800.100.170 | Transaction declined (transaction not permitted) | Transaction not permitted to cardholder |
| 58 | 800.100.170 | Transaction declined (transaction not permitted) | Transaction not permitted on terminal |
| 59 | 800.100.158 | Transaction declined (suspecting manipulation) | Suspected fraud |
| 60 | 800.100.152 | Transaction declined by the authorization system | Contact acquirer |
| 61 | 800.100.162 | Transaction declined (limit exceeded) | Exceeds withdrawal limit |
| 62 | 800.100.168 | Transaction declined (restricted card) | Restricted card |
| 63 | 800.100.153 | Transaction declined (invalid CVV) | Security violation |
| 64 | 800.100.152 | Transaction declined by the authorization system | Original amount incorrect |
| 65 | 800.100.163 | Transaction declined (maximum transaction frequency exceeded) | Exceeds withdrawal frequency |
| 66 | 800.100.152 | Transaction declined by the authorization system | Call acquirer security |
| 67 | 800.100.160 | Transaction declined (card blocked) | Hard capture |
| 68 | 900.100.400 | Timeout at connectors/acquirer side | Response received too late |
| 69 | 900.100.400 | Timeout at connectors/acquirer side | Advice received too late |
| 75 | 800.100.161 | Transaction declined (too many invalid tries) | PIN tries exceeded |
| 77 | 800.100.152 | Transaction declined by the authorization system | Intervene, bank approval required |
| 78 | 800.100.152 | Transaction declined by the authorization system | Intervene, bank approval is required for a partial amount |
| 81 | 800.100.100 | Transaction declined for an unknown reason | Transaction declined for an unknown reason |
| 90 | 800.100.152 | Transaction declined by the authorization system | Cut-off in progress |
| 91 | 900.100.400 | Timeout at connectors/acquirer side | Issuer or switch inoperative |
| 92 | 800.100.152 | Transaction declined by the authorization system | Routing error |
| 93 | 800.100.152 | Transaction declined by the authorization system | Violation of law |
| 94 | 800.110.100 | Duplicate transaction | Duplicate transaction |
| 95 | 800.100.152 | Transaction declined by the authorization system | Reconcile error |
| 96 | 900.100.600 | Connector/acquirer currently down | System malfunction |
| 98 | 900.100.600 | Connector/acquirer currently down | Exceeds cash limit |
| A1 | 800.100.152 | Transaction declined by the authorization system | ATC not incremented |
| A2 | 800.100.152 | Transaction declined by the authorization system | ATC limit exceeded |
| A3 | 800.100.152 | Transaction declined by the authorization system | ATC configuration error |
| A4 | 800.100.152 | Transaction declined by the authorization system | CVR check failure |
| A5 | 800.100.152 | Transaction declined by the authorization system | CVR configuration error |
| A6 | 800.100.152 | Transaction declined by the authorization system | TVR check failure |
| A7 | 800.100.152 | Transaction declined by the authorization system | TVR configuration error |
| C0 | 800.100.152 | Transaction declined by the authorization system | Unacceptable PIN |
| C1 | 800.100.152 | Transaction declined by the authorization system | PIN Change failed |
| C2 | 800.100.152 | Transaction declined by authorization system | PIN Unblock failed |
| D1 | 800.100.152 | Transaction declined by the authorization system | MAC Error |
| E1 | 900.100.200 | Error response from the connector/acquirer | Stored Value System Error |
| N1 | 800.100.163 | Transaction declined (maximum transaction frequency exceeded) | The number of Transactions exceeded the max |
| N2 | 800.100.155 | Transaction declined (amount exceeds credit) | Transaction Amount Exceeds max card value |
| N3 | 800.100.170 | Transaction declined (transaction not permitted) | Partial Transactions Not Allowed |
| N4 | 800.100.162 | Transaction declined (limit exceeded) | Card balance Negative or 0 |
| REVIEW | 000.400.000 | Transaction succeeded (please review manually due to fraud suspicion) | Review manually due to fraud detection |
| FAILED_UNEXPECTED_COMMUNICATION_ERROR | 900.100.100 | Unexpected communication error with the connector/acquirer | Due to an unexpected communication error, the transaction was not set to the aquirer side |