After careful consideration, PASA has made a decision to exclude ecommerce transactions that are concluded on a mobile device (i.e. mobi site or native application) from the February 2014 mandate for a limited period of 6 months.
This means that:
- E-commerce merchants would not be mandated to submit transactions that are concluded on a mobi site or native application for 3D Secure authentication
- ‘Exempted’ transactions would have to be processed to the Issuer as non-authenticated e-commerce transactions
- The liability for transactions concluded on a mobi site or native application and not routed for 3D Authentication would remain with the merchant (as is currently the case)